Steps
1. Heat a small amount of cooking oil in a skillet over medium heat.
2. Crack the egg into the skillet and cook until the white is set and the yolk is still runny, about 2-3 minutes.
3. While the egg is cooking, warm the refried beans in a separate pan over low heat, stirring occasionally.
4. In another skillet, lightly toast the tortillas for about 30 seconds on each side until warm.
5. To serve, place the warm tortillas on a plate, spread the refried beans on top, and carefully place the fried egg over the beans.
6. Season with salt and pepper to taste.