Steps
1. Preheat oven to 350°F (175°C).
2. In a bowl, whisk together milk, yogurt, egg, sugar, and vanilla extract.
3. Add cubed bread and chocolate chips to the mixture, let it sit for 10 minutes.
4. Pour the mixture into a greased baking dish.
5. Bake for 25-30 minutes until set.
6. Serve warm and enjoy!